Benefits of investing

Seed Enterprise Investment Schemes (SEIS)

The Seed Enterprise Investment Scheme (SEIS) is a tax relief scheme introduced by the government in 2012. It’s designed to encourage investment in younger companies like startups. 

Shares are offered to individual investors and a maximum of £250,000 can be raised using this scheme.

The opportunities published on our website are only intended to be viewed by self-certified high net worth or sophisticated investors only.

  • For investors, the SEIS tax reliefs are greater than the Enterprise Investment Scheme (EIS). An SEIS investor can claim back up to 50% of the investment through income tax relief. However, it’s important to bear in mind that the tax reliefs are greater because it’s much riskier to invest in a seed-stage start-up.

  • The tax reliefs for SEIS investors are:

    · Income tax relief of up to 50% of the sum invested.

    · Capital gains tax relief.

    · Inheritance tax relief.

    · Loss relief.

  • You can invest up to £200,000 each tax year and spread this across a number of companies.

    You can’t be the director of the company you’re investing in, only a shareholder.

    You can’t hold more than a 30% stake in the company you’re investing indifference.

  • The opportunities published on our website are only intended to be viewed by self-certified high net worth or sophisticated investors only.

    Investing in early-stage businesses is itself a risky business. There is a good chance that you could lose all or some of the money that you invest. You should therefore not invest more money than you can afford to lose without your quality of life being impaired as a result.

    Please see our risk warning for further information.

Enterprise Investment Scheme (EIS)

The Enterprise Investment Scheme (EIS) was set up by the UK government in 1994. It aims to help small, private companies raise the money they need to become high-growth companies.

Shares are offered to individual investors and a maximum of £12m can be raised using this scheme.

The opportunities published on our website are only intended to be viewed by self-certified high net worth or sophisticated investors.

  • For investors, there are significant tax reliefs when you invest in an EIS-qualified company.

  • EIS offers a number of substantial tax breaks to investors who buy shares in EIS-qualifying companies:

    · Income tax relief of up to 30% of the sum invested.

    · Exemption from capital gains tax (CGT).

    · CGT deferral relief.

    · Exemption from inheritance tax.

    · Loss relief.

    To be eligible for EIS relief, investors will need to hold the shares for at least three years before selling them.

  • You can invest up to £1,000,000 each tax year and spread this across a number of companies.

    You can’t be the director of the company you’re investing in, only a shareholder.

    You can’t hold more than a 30% stake in the company you’re investing in.

  • The opportunities published on our website are only intended to be viewed by self-certified high net worth or sophisticated investors.

    Investing in early-stage businesses is itself a risky business. There is a good chance that you could lose all or some of the money that you invest. You should therefore not invest more money than you can afford to lose without your quality of life being impaired as a result.

    Please see our risk warning for further information.

What are ethical investments?

 

  1. Ethical investments are investments that align with personal beliefs and values. An ethical investor looks for companies that share similar values to their own and the activities of which demonstrate a commitment to those values.

2. An ethical investment might focus on a number of considerations, including environmental, social, or religious. For instance, you might invest in a scaleup business that produces green energy or provides interest-free lending to small or micro businesses.

3. Some ethical investors choose to avoid certain industries, like those that support or produce tobacco, alcohol or firearms, in the same way that ethical-Islamic investors do.

4. It’s crucial that companies can show a commitment to their values in order to attract ethical investors. Essentially, it’s not enough to just talk the talk – companies seeking investment will need to be able to show that their actions align with their claims.

5. That said, basing investment decisions solely on one set of criteria is risky, including ethical considerations. After identifying an investment that aligns with the values they wish to promote, ethical investors should always scrutinise a company’s performance and finances to make sure the investment is sound.